GlobeCard Mastercard API Access & Open Banking

Pulling your GlobeCard Mastercard data into your own tools shouldn't require an eIDAS certificate, a bank licence or a stack of regulatory paperwork. open-banking.io gives GlobeCard Mastercard holders a certificate-free path to their card account: a single PSD2 consent, granted on GlobeCard's own login, then a synced view of your balances and transactions that only you can decrypt. GlobeCard (a Danish Mastercard managed through the Spendwise app) offers personal accounts here, so this is aimed at individual cardholders who want programmatic or dashboard access to their spending history.

How to connect GlobeCard Mastercard

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code snippet or key involved in this step.

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your keys are generated on your own device; open-banking.io only ever holds your public key.
  3. Pick GlobeCard Mastercard from the bank list and choose the personal account type.
  4. Approve on GlobeCard's own consent screen. You're redirected to GlobeCard's secure login to authorise access (PSD2). No credentials pass through open-banking.io.
  5. Your accounts sync back into the dashboard, encrypted locally. Consent lasts up to 180 days, after which you simply re-approve.

GlobeCard Mastercard has no BIC listed, which is normal for a card-based product — you select it by name rather than by identifier.

Access your data

Wonce connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key plus your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key. The CLI and SDK only read and sync connections you've already made in the dashboard; there's no connect command. An API key on its own returns ciphertext — without your private key it's unreadable.

Because open-banking.io is zero-knowledge, its servers can never see your GlobeCard data. Access costs roughly EUR 3/month.

Is GlobeCard Mastercard's BIC required to connect?

No. GlobeCard has no BIC listed; you select it by name in the dashboard.

Can I connect my GlobeCard account with the CLI?

No — connecting is a dashboard-only, consent-based step. The CLI only reads and syncs existing connections.

Who can decrypt my transaction data?

Only you. Data is decrypted locally with your private key; open-banking.io holds just your public key.

Ready to start? Visit open-banking.io.