Folkesparekassen API Access for Open Banking Data

Pull live Folkesparekassen data into your own systems without the hassle of maintaining direct bank integrations. open-banking.io gives developers, finance teams, and product builders a single API to read account information from Folkesparekassen alongside 2,600+ other banks across the EU and UK — no eIDAS certificates, no per-bank onboarding, no infrastructure to run.

Whether you are building accounting automation, a personal finance dashboard, or reconciliation tooling, the same endpoints and data shape apply, so integrating Folkesparekassen is identical to integrating any other supported institution.

How to connect Folkesparekassen

  1. Create an open-banking.io account and grab your API key.
  2. Start an authorisation session and select Folkesparekassen.
  3. Send your customer to Folkesparekassen's own login to approve access.
  4. Receive the consent token and begin reading data through the API.

What data you can access

  • Accounts — business and personal account details and metadata.
  • Balances — current and available balances, refreshed on demand.
  • Transactions — historical and recent movements with amounts, dates, and counterparties.

Folkesparekassen consent lasts up to 180 days before the account holder needs to re-authorise, giving you a long window of uninterrupted syncing. Coverage includes both business and personal account types. (No public BIC is exposed through the connection layer for this bank.)

Privacy by design

open-banking.io is zero-knowledge: your customers authenticate directly with Folkesparekassen, and we never see or store their banking credentials. The service is certificate-free, so you skip the costly QWAC/QSEAL setup that traditional PSD2 access normally demands.

Pricing

One flat plan from roughly EUR 3/month covers Folkesparekassen and every other bank on the network — no per-connection fees or surprise usage charges.

FAQ

Do I need a PSD2 licence to use this?

No. open-banking.io provides the regulated access layer, so you connect to Folkesparekassen through our API without holding your own licence or certificates.

How often can I refresh Folkesparekassen data?

You can request fresh balances and transactions on demand throughout the active consent period of up to 180 days.

Can I read both business and personal accounts?

Yes. Folkesparekassen exposes both account types, and the API returns them through the same consistent structure.

Ready to start? Visit open-banking.io to connect Folkesparekassen today.