Dragsholm Sparekasse API & Open Banking Access

Reach your Dragsholm Sparekasse accounts through open-banking.io, a certificate-free gateway to 2,600+ EU and UK banks. Whether you keep a personal account or run day-to-day business banking with the Danish savings bank, you get a single, private way to view balances and transactions — and, if you write code, to pull that same data programmatically. There are no eIDAS certificates to buy and no bank contract to negotiate.

The defining trait is zero knowledge. When you join, an encryption passphrase generates a keypair on your own device. open-banking.io stores only your public key, so the data flowing back from Dragsholm Sparekasse is sealed to a key that never leaves your hands. The servers relay ciphertext they cannot open.

How to connect Dragsholm Sparekasse

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase, which creates your local keys.
  2. In the dashboard, search for Dragsholm Sparekasse and choose the account type you need — business or personal.
  3. You are redirected to Dragsholm Sparekasse's own secure login, where you approve access under PSD2. Your credentials stay with the bank.
  4. Once approved, your accounts sync into the dashboard. The consent lasts up to 180 days, after which you simply reauthorise.

Dragsholm Sparekasse has no published BIC in our directory, but none is needed — you select the bank by name in the dashboard.

Access your data

After a connection exists, developers can optionally read it in code. On the Developers page, create an API key and export a credentials.json bundling that key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — there is no connect command, because connecting always happens in the dashboard.

Does open-banking.io see my Dragsholm Sparekasse data?

No. It holds only your public key and relays encrypted payloads; decryption occurs on your device.

What does it cost?

Around EUR 3 per month for full access to your connected banks.

Can I connect a business account?

Yes. Both business and personal Dragsholm Sparekasse accounts are supported, with consent valid up to 180 days.

Start at open-banking.io.