Borbjerg Sparekasse API Access & Open Banking Data

Borbjerg Sparekasse is a small independent Danish savings bank in Borbjerg near Holstebro, serving local retail and small-business customers. If you want to pull your Borbjerg Sparekasse balances and transactions into your own tools, open-banking.io gives you PSD2 access without certificates, eIDAS onboarding, or a licence of your own. It covers 2,600+ EU/UK banks, and both business and personal account types at Borbjerg Sparekasse are in scope.

What makes it different is the zero-knowledge design: your data is decrypted locally with an encryption key only you hold. open-banking.io's servers keep just your public key, so they can never read your Borbjerg Sparekasse accounts.

How to connect Borbjerg Sparekasse

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated on your own device.
  2. In the dashboard, search for and select Borbjerg Sparekasse, then choose the account type — business or personal.
  3. You are redirected to Borbjerg Sparekasse's own secure login to approve access under PSD2.
  4. Once you confirm on the bank's consent screen, your accounts sync back into your dashboard.

Each consent lasts up to 180 days, after which you simply re-approve on Borbjerg Sparekasse's login page. Note that Borbjerg Sparekasse has no BIC listed in our directory — you don't need one, since you select the bank by name.

Access your data

Reading Borbjerg Sparekasse data programmatically is an optional developer step after the connection exists. On the Developers page, create an API key and export a credentials.json — it bundles the API key with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests send the X-Api-Key header, and every response is decrypted locally with your key. An API key alone only ever returns ciphertext. There is no connect command — the tools read and sync existing connections only.

Is a BIC or certificate required?

No. Borbjerg Sparekasse has no BIC in our list, and open-banking.io is certificate-free — you pick the bank by name and approve on its site.

What does it cost?

Around EUR 3 per month for open-banking.io access across all supported banks.

Can open-banking.io read my accounts?

No. It is zero-knowledge and holds only your public key; decryption happens on your device.

Start at https://open-banking.io.