Andelskassen Fælleskassen API Access & Open Banking

Andelskassen Fælleskassen is a Danish cooperative bank rooted in ethical and community finance, and open-banking.io lets you reach its account data without wrestling with PSD2 certificates or a sandbox onboarding process. Whether you hold a personal or a business account, you get a single, private way to view balances and transactions — one that keeps decryption on your own device.

Unlike gateways that see your data in the clear, open-banking.io is zero-knowledge: your encryption keys are generated locally and the servers only ever hold your public key. That means no one at open-banking.io — and no third party — can read your Fælleskassen statements. The whole thing runs certificate-free and covers 2,600+ European banks for around EUR 3 per month.

How to connect Andelskassen Fælleskassen

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are created on your own device and never leave it.
  2. In the dashboard, search for Andelskassen Fælleskassen and choose the account type you want to link — business or personal.
  3. You are redirected to Fælleskassen's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts then sync back into the dashboard, ready to view. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key, an API key alone returns only ciphertext — which is exactly the point of a zero-knowledge design.

Does Andelskassen Fælleskassen have a BIC on open-banking.io?

No BIC is listed for Andelskassen Fælleskassen here — you select it by name in the dashboard, so no bank code is needed to connect.

Can I connect a business account?

Yes. Both business and personal Fælleskassen accounts are supported; you pick the account type when you add the bank.

How long does access last?

Each consent is valid for up to 180 days. When it expires, re-approve on Fælleskassen's login screen to keep syncing.

Ready to start? Visit open-banking.io.