VR Bank Starnberg-Zugspitze API & Open Banking Access

Pulling account and transaction data from VR Bank Starnberg-Zugspitze eG doesn't have to mean maintaining PSD2 certificates or wrestling with a raw bank API. open-banking.io gives you a single dashboard to link the co-operative bank (BIC GENODEF1STH) and read your balances, transactions and account details — for both business and personal accounts — while your data stays encrypted with a key only you hold.

The service is zero-knowledge and certificate-free: encryption keys are generated on your own device, and open-banking.io servers only ever store your public key. Consent to VR Bank Starnberg-Zugspitze runs for up to 180 days before you re-approve, matching the bank's own PSD2 window.

How to connect VR Bank Starnberg-Zugspitze

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in linking the bank.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are created locally on your device at this step.
  2. In the dashboard, search for VR Bank Starnberg-Zugspitze and choose the account type you want (business or personal).
  3. You're redirected to VR Bank Starnberg-Zugspitze's own secure login, where you approve access on the bank's consent screen.
  4. Your approved accounts sync back into your dashboard automatically.

That's the whole flow — you authenticate directly with the bank, and open-banking.io never sees your credentials.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests send the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only returns ciphertext; without your private key the data stays unreadable — even to open-banking.io. Note the CLI and SDK only read and sync existing connections; there is no connect command.

All of this runs for roughly EUR 3/month.

Does open-banking.io store my banking password?

No. You log in on VR Bank Starnberg-Zugspitze's own consent screen, so your credentials never reach open-banking.io.

Can open-banking.io read my transactions?

No. It holds only your public key; data is decrypted on your device with a private key only you control.

How long does access last?

Up to 180 days per consent, after which you re-approve access with the bank.

Ready to start? Visit open-banking.io.