VR-Bank Rottal-Inn API Access & Open Banking

Reach your VR-Bank Rottal-Inn accounts through a single, privacy-first workspace. open-banking.io links to the Pfarrkirchen cooperative (BIC GENODEF1PFK) under PSD2, pulling balances and transactions into one dashboard while keeping the raw data encrypted with a key that never leaves your device. Both business and personal account types are supported, and each consent stays valid for up to 180 days before you renew it.

Unlike traditional aggregators, there are no eIDAS certificates to buy and no bank-side developer registration to wrangle. You approve access on VR-Bank Rottal-Inn's own login, and everything downstream is decrypted locally.

How to connect VR-Bank Rottal-Inn

  1. Create your open-banking.io account and choose an encryption passphrase. Your key pair is generated right there on your device — open-banking.io only ever stores your public key.
  2. Open the dashboard, search for VR-Bank Rottal-Inn, and pick whether you're adding a business or personal account.
  3. You're redirected to VR-Bank Rottal-Inn's own secure banking login, where you confirm the PSD2 consent directly with the bank.
  4. Once approved, your accounts sync back into the dashboard. There's no API call, code, or key involved in this step — connecting is entirely a point-and-click flow.

Access your data

Programmatic access is an optional step you take after the connection exists. On the Developers page, generate an API key and export a credentials.json bundle — it carries both the API key and your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, and the REST API all read your existing connection. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext, so the servers can never read a single transaction.

At roughly EUR 3/month, you get certificate-free, zero-knowledge coverage across 2,600+ EU and UK banks.

FAQ

No. Linking happens in the dashboard and finishes on VR-Bank Rottal-Inn's own consent screen. API keys only matter later, if you want to read data with the CLI or SDK.

Which accounts can I add?

Both business and personal VR-Bank Rottal-Inn accounts (BIC GENODEF1PFK) are supported, with consent lasting up to 180 days per approval.

Can open-banking.io see my banking data?

No. It's zero-knowledge — it holds only your public key. Your transactions are decrypted on your own device with a private key nobody else has.

Ready to start? Visit open-banking.io.