VR-Bank Ostalb Open Banking & API Access Guide

Pulling your VR-Bank Ostalb account data into your own tools usually means TPP certificates, sandbox paperwork and a PSD2 licence. open-banking.io removes all of that. It is a certificate-free service covering 2,600+ EU and UK banks, and it links to VR-Bank Ostalb (BIC GENODES1AAV) so you can see balances and transactions from both business and personal accounts in one place. Everything is zero-knowledge: your data is decrypted locally with a key that never leaves your device, so open-banking.io only ever holds your public key.

How to connect VR-Bank Ostalb

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated right there on your own device.
  2. In the dashboard, pick VR-Bank Ostalb from the bank list and choose the account type you want to link — business or personal.
  3. You are redirected to VR-Bank Ostalb's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync straight back into the dashboard. The consent stays valid for up to 180 days, after which you simply re-approve.

Because you authorise directly on VR-Bank Ostalb's site, your banking credentials are never seen by open-banking.io.

Access your data

Once an account is connected, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request carries your key in the X-Api-Key header, and each response is decrypted locally with your private key. An API key on its own only ever returns ciphertext — readable data requires the private key that only you hold. The CLI and SDK read and sync connections you already made; they never create one.

At around EUR 3/month, it is a low-cost way to keep VR-Bank Ostalb data flowing into spreadsheets, dashboards or accounting scripts.

Do I need a PSD2 licence or certificate?

No. open-banking.io is certificate-free — you approve access as the account holder on VR-Bank Ostalb's own consent screen.

Can open-banking.io read my VR-Bank Ostalb transactions?

No. The service is zero-knowledge and stores only your public key. Data is decrypted on your device with a key only you hold.

How long does access last?

VR-Bank Ostalb grants consent for up to 180 days. When it expires, reconnect in the dashboard to renew the link.

Ready to start? Visit open-banking.io.