VR Bank Nord API Access & Open Banking Integration

Reaching your VR Bank Nord accounts programmatically usually means TPP licences, eIDAS certificates and a mountain of PSD2 paperwork. open-banking.io removes all of that. It links your VR Bank Nord accounts (BIC GENODEF1BDS) through a single dashboard, then hands you clean, locally-decrypted data — no certificates, no bank-side integration project, and no server that can ever read your balances.

The service is zero-knowledge: your encryption keys are generated on your own device, and open-banking.io stores only your public key. Everything you retrieve is unlocked on your machine with a private key that never leaves it. Both business and personal VR Bank Nord accounts are supported, and a single PSD2 consent stays valid for up to 180 days before you re-approve.

How to connect VR Bank Nord

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is created locally at this moment.
  2. In the dashboard, search for VR Bank Nord and choose the account type you need (business or personal).
  3. You're redirected to VR Bank Nord's own secure login, where you approve access on the bank's official PSD2 consent screen.
  4. Once approved, your accounts and transactions sync straight into your dashboard.

That's the whole flow — you authorise the bank directly, and open-banking.io never sees your credentials.

Access your data

After a connection exists, developers can optionally read it in code. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext, because the servers hold nothing that can unlock it.

All of this runs for around EUR 3/month.

Do I need an eIDAS certificate for VR Bank Nord?

No. open-banking.io is certificate-free — you approve access on VR Bank Nord's consent screen and skip the entire TPP licensing path.

Can the CLI connect my account?

No. The CLI and SDK only read and sync connections that already exist. Connecting VR Bank Nord always happens in the dashboard via the bank's login.

Can open-banking.io read my transactions?

No. It is zero-knowledge and stores only your public key; your data is decrypted on your device with a private key nobody else holds.

Start connecting VR Bank Nord at open-banking.io.