VR-Bank Neu-Ulm API Access & Open Banking Data

Pulling your own VR-Bank Neu-Ulm account and transaction history into a script, spreadsheet or app usually means wrestling with PSD2 certificates and bank-specific sandboxes. open-banking.io removes that friction: it gives you a single, certificate-free path to your VR-Bank Neu-Ulm data (BIC GENODEF1NU1) that works for both business and personal accounts. Everything is encrypted on your own device with a key only you hold, so the service itself can never read your statements.

How to connect VR-Bank Neu-Ulm

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code snippet or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device; open-banking.io only ever stores your public key.
  2. In the dashboard, search for VR-Bank Neu-Ulm and choose the account type you want to link — business or personal.
  3. You are redirected to VR-Bank Neu-Ulm's own secure login, where you approve access on the bank's official PSD2 consent screen. Your credentials are entered only at the bank, never at open-banking.io.
  4. Once approved, your accounts sync into the dashboard. A single consent stays valid for up to 180 days, after which you simply reconfirm on the bank's screen.

Access your data

After the connection is live, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already approved — there is no connect command, and an API key alone returns nothing but ciphertext without your private key.

This zero-knowledge, certificate-free design is the whole point: open-banking.io holds only your public key, so it cannot decrypt or resell your VR-Bank Neu-Ulm data. Access to 2,600+ EU and UK banks costs around EUR 3/month.

Do I need an eIDAS certificate for VR-Bank Neu-Ulm?

No. open-banking.io handles the regulated PSD2 layer, so you connect VR-Bank Neu-Ulm without obtaining or maintaining any certificate.

Can open-banking.io see my VR-Bank Neu-Ulm transactions?

No. Data is decrypted only on your device with a key you control. The servers store just your public key and encrypted payloads.

Does this work for business accounts?

Yes. VR-Bank Neu-Ulm supports both business and personal accounts, and either can be linked and read the same way.

Ready to start? Head to https://open-banking.io.