VR-Bank Landshut Open Banking & API Access

Reaching your VR-Bank Landshut accounts programmatically usually means wrestling with eIDAS certificates, sandbox registrations and a PSD2 developer portal. open-banking.io removes all of that. It gives you a single, encrypted gateway to VR-Bank Landshut (BIC GENODEF1LH1) alongside 2,600+ other EU and UK institutions, so your balances and transaction history land in one place and stay readable only by you.

VR-Bank Landshut supports both business and personal accounts here, and a single approval keeps data flowing for up to 180 days before you re-confirm — the regulatory maximum, so you renew consent about twice a year rather than every few weeks.

How to connect VR-Bank Landshut

Connecting happens entirely inside the open-banking.io dashboard — there is no code, endpoint or API key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your cryptographic keys are generated on your own device; open-banking.io only ever stores your public key.
  3. In the dashboard, search for VR-Bank Landshut and choose whether you are linking a business or personal account.
  4. You are redirected to VR-Bank Landshut's own secure login, where you approve access directly on the bank's PSD2 consent screen.
  5. Once approved, your accounts sync back into the dashboard automatically.

Because you authenticate on the bank's own page, open-banking.io never sees your VR-Bank Landshut credentials.

Access your data

After the connection exists, developers can read it programmatically — this part is optional. On the Developers page, create an API key and export a credentials.json, which bundles that key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key.

That design is the whole point: open-banking.io is zero-knowledge. The servers hold only ciphertext and your public key, so an API key alone returns unreadable data without the private key that never leaves your machine. It's certificate-free, and the whole service runs at roughly EUR 3/month.

Can I connect VR-Bank Landshut with just an API key?

No. Linking the bank is a dashboard step where you approve access on VR-Bank Landshut's own login. API keys only read data that is already connected.

Does open-banking.io see my transactions?

No. Data is decrypted locally with a key only you hold; the platform stores encrypted data and your public key.

Up to 180 days per approval, after which you re-confirm on the bank's screen.

Start at open-banking.io.