VR Bank Donau-Oberschwaben Open Banking API Access

Reaching account data from VR Bank Donau-Oberschwaben (BIC GENODES1SLG) no longer means wrestling with eIDAS certificates or a bespoke bank integration. open-banking.io gives you PSD2-compliant access to this Baden-Württemberg cooperative bank through a single dashboard, then lets developers read the same data programmatically whenever they want. It covers 2,600+ EU and UK banks, and everything stays encrypted with a key that never leaves your device.

How to connect VR Bank Donau-Oberschwaben

Connecting is done entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your cryptographic keys are generated locally on your own device, so only you can later decrypt what you sync.
  3. In the dashboard, search for and select VR Bank Donau-Oberschwaben, then choose the account type you want to link — business or personal are both supported.
  4. You are redirected to VR Bank Donau-Oberschwaben's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent).
  5. Your accounts flow back into the dashboard and begin syncing. Consent stays valid for up to 180 days, after which you simply re-approve.

Access your data

Once a connection exists, developers can optionally read it programmatically. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and sync existing connections; they never establish the bank link itself.

Because open-banking.io is zero-knowledge, its servers hold only your public key — they can never read or decrypt your VR Bank Donau-Oberschwaben transactions. An API key alone returns ciphertext; without your private key it is unreadable. No certificates, no bank contracts, just a flat ~EUR 3/month.

Is a QWAC or eIDAS certificate required?

No. open-banking.io handles the regulated PSD2 layer, so you never manage certificates yourself.

Can open-banking.io staff see my banking data?

No. Decryption happens on your device with a key only you hold. The service stores only your public key and encrypted blobs.

Does connecting work for both business and personal accounts?

Yes. VR Bank Donau-Oberschwaben supports both, and you select the type when linking in the dashboard.

Start at https://open-banking.io.