Volksbank Riesa API Access & Open Banking Data

Reaching your Volksbank Riesa accounts programmatically no longer means chasing certificates or building a PSD2 stack from scratch. open-banking.io links to Volksbank Riesa (BIC GENODEF1RIE) as one of 2,600+ EU and UK institutions, covering both business and personal accounts. What makes it different is the trust model: your data is decrypted locally with an encryption key that only you hold, so the service itself is zero-knowledge and certificate-free.

How to connect Volksbank Riesa

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set an encryption passphrase. Your keys are generated right on your own device, never on our servers.
  3. In the dashboard, pick Volksbank Riesa and choose the account type you need — business or personal.
  4. You are redirected to Volksbank Riesa's own secure login, where you approve access under PSD2. Consent lasts up to 180 days before you renew it.
  5. Your accounts sync straight into your dashboard.

Because approval takes place on the bank's own consent screen, open-banking.io never sees your banking credentials.

Access your data

Once Volksbank Riesa is connected, reading the data programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key, nobody, including our servers, can read a thing.

All of this runs for around EUR 3/month.

Do I need a PSD2 certificate for Volksbank Riesa?

No. open-banking.io is certificate-free. You approve access directly on Volksbank Riesa's login and skip the eIDAS paperwork entirely.

Can open-banking.io read my Volksbank Riesa transactions?

No. The platform is zero-knowledge and stores only your public key. Decryption happens on your device with the private key that never leaves it.

How do I connect business and personal accounts?

Both types are supported. Select the account type when you pick Volksbank Riesa in the dashboard; repeat the flow if you want to add the other.

Start at open-banking.io.