Volksbank Pfullendorf API Access & Open Banking

Reading account data from Volksbank Pfullendorf normally means wrestling with PSD2 certificates, sandbox registrations, and per-bank quirks. open-banking.io removes all of that. It links to Volksbank Pfullendorf (BIC GENODE61PFD) through a single dashboard, covering both business and personal accounts, and keeps your data encrypted with a key that never leaves your device.

Because the platform is zero-knowledge, its servers only ever hold your public key. Every balance and transaction that arrives is ciphertext until it is decrypted locally, so nobody at open-banking.io — or anywhere else — can read your Volksbank Pfullendorf statements.

How to connect Volksbank Pfullendorf

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your key pair is generated right there on your own device.
  3. In the dashboard, search for Volksbank Pfullendorf and choose the account type you need — business or personal.
  4. You are redirected to Volksbank Pfullendorf's own secure login, where you approve access on the bank's official consent screen (PSD2).
  5. Your accounts sync back into the dashboard, ready to view.

The consent you grant lasts up to 180 days, after which you simply re-approve on the bank's screen to keep the link live.

Access your data

Once Volksbank Pfullendorf is connected, developers can optionally read the data programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own returns only ciphertext, which is exactly the point.

The CLI and SDKs read and sync existing connections; they never connect a bank — that always happens in the dashboard.

All of this runs for around EUR 3/month, with no eIDAS certificate and no bank developer portal to register with.

Does open-banking.io work with Volksbank Pfullendorf business accounts?

Yes. Both business and personal accounts at Volksbank Pfullendorf (BIC GENODE61PFD) are supported.

Can open-banking.io staff see my transactions?

No. The service is zero-knowledge and stores only your public key. Data is decrypted on your device.

How long does access last?

Up to 180 days per consent, renewable by re-approving on Volksbank Pfullendorf's login screen.

Start at open-banking.io.