Volksbank Möckmühl API Access & Open Banking Guide

Reading your Volksbank Möckmühl balances and transactions programmatically usually means certificates, sandboxes and PSD2 paperwork. open-banking.io removes all of that. It gives you one dashboard to link your Volksbank Möckmühl accounts (BIC GENODES1VMN) and, if you want it, a clean developer path to the same data — without ever handing anyone the ability to read it. Both business and personal accounts are supported, and a single consent stays valid for up to 180 days before you renew.

How to connect Volksbank Möckmühl

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so only you ever hold the private one.
  2. In the dashboard, search for Volksbank Möckmühl and choose the account type you need — business or personal.
  3. You are redirected to Volksbank Möckmühl's own secure login, where you approve access on the bank's PSD2 consent screen. Your credentials go only to the bank.
  4. Once approved, your accounts sync back into the dashboard, and balances and transactions appear ready to browse.

That's the whole flow — you authorise directly with Volksbank Möckmühl, and open-banking.io never sees your banking password.

Access your data

Want the data in your own tools? This step is optional and comes after connecting. Open the Developers page, create an API key, and export a credentials.json — it bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — they never establish new ones.

Because open-banking.io is zero-knowledge, its servers store only your public key and hold your data as ciphertext. It's certificate-free, and all of it runs for around EUR 3/month.

Is my Volksbank Möckmühl login shared with open-banking.io?

No. You enter it only on Volksbank Möckmühl's own consent page during the redirect.

Yes — both business and personal Volksbank Möckmühl accounts are supported.

What does an API key alone return?

Only ciphertext. Without your private key held on your device, the data cannot be decrypted.

Start at open-banking.io.