Volksbank Krefeld API Access & Open Banking Data

Volksbank Krefeld is a cooperative bank serving Krefeld and the Niederrhein region of North Rhine-Westphalia. If you want your own transaction history and balances out of its online banking and into a tool you control, open-banking.io gives you a PSD2-compliant path — without certificates, gateways, or a bank partnership contract.

open-banking.io covers 2,600+ banks across the EU and UK. It is zero-knowledge: your keys are generated on your own device, and everything the service stores about your Volksbank Krefeld accounts stays encrypted under a key only you hold. The platform keeps just your public key, so nobody at open-banking.io can read or decrypt what syncs.

How to connect Volksbank Krefeld

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your private decryption key is created locally, in your browser, and never leaves your device.
  2. In the dashboard, search for Volksbank Krefeld (BIC GENODED1HTK) and choose the account type you need — the bank supports both business and personal accounts.
  3. You are redirected to Volksbank Krefeld's own secure login, where you approve access on the bank's consent screen. Your credentials go only to the bank, never to open-banking.io.
  4. Once approved, your accounts sync into your dashboard. A single PSD2 consent lasts up to 180 days, after which you simply re-approve.

Access your data

Reading your data programmatically is an optional developer step that comes after connecting. Open the Developers page, create an API key, and export a credentials.json — it bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key. An API key alone only ever returns ciphertext — without your private key there is nothing readable to see.

Pricing is roughly EUR 3/month, with no per-call fees or setup costs.

Do I need a developer account with Volksbank Krefeld?

No. Access runs through your normal Volksbank Krefeld online banking login and the standard PSD2 consent screen — no bank contract or eIDAS certificate required.

Can open-banking.io see my Volksbank Krefeld transactions?

No. The service is zero-knowledge and holds only your public key. Data is decrypted on your device with a key that never leaves it.

How do I connect a business account?

Pick the business account type when you select Volksbank Krefeld in the dashboard, then approve it on the bank's consent screen. Business and personal both work.

Ready to start? Visit open-banking.io.