Volksbank Kraichgau API Access & Open Banking

Reach your Volksbank Kraichgau accounts through a single, privacy-first dashboard. open-banking.io links to the Wiesloch/Sinsheim cooperative bank (BIC GENODE61WIE) and pulls balances and transactions for both business and personal accounts into one place — covered by a PSD2 consent that lasts up to 180 days before you renew it.

What sets this apart is the zero-knowledge, certificate-free design. You never chase an eIDAS certificate, and open-banking.io's servers only ever hold your public key. Every figure you see is decrypted on your own device with a key that lives with you alone, so the service that moves your data can never read it.

How to connect Volksbank Kraichgau

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device at this moment.
  2. In the dashboard, search for and select Volksbank Kraichgau, then choose the account type you want (business or personal).
  3. You are redirected to Volksbank Kraichgau's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into the dashboard, ready to view and refresh.

Because approval happens on the bank's own page, your Volksbank Kraichgau credentials are never seen by open-banking.io.

Access your data

Programmatic access is an optional step after your account is already connected. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only returns ciphertext — without your private key, the data stays unreadable. Note the CLI and SDK only read or sync existing connections; they never connect a bank.

All of this runs from around EUR 3/month.

Does open-banking.io store my Volksbank Kraichgau password?

No. You authenticate directly on Volksbank Kraichgau's own consent screen; the service never receives your login details.

How long does access last?

A PSD2 consent stays valid for up to 180 days. After that, simply re-approve from the dashboard to keep syncing.

Can open-banking.io read my account data?

No. It is zero-knowledge and holds only your public key. Your data is decrypted locally with a private key only you control.

Start at https://open-banking.io.