Volksbank Immenstadt API Access & Open Banking

Reach your Volksbank Immenstadt accounts through a single, privacy-first interface. open-banking.io links to Volksbank Immenstadt (BIC GENODEF1IMV) over regulated PSD2 rails, so you see balances and transactions for both business and personal accounts without juggling eBanking exports. There are no certificates to install and no bank keys to manage — you set an encryption passphrase, your keys are generated on your own device, and only you can read your data.

How to connect Volksbank Immenstadt

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key never leaves your device.
  2. In the dashboard, search for Volksbank Immenstadt and choose the account type you want to link (business or personal).
  3. You are redirected to Volksbank Immenstadt's own secure login, where you approve access on the bank's PSD2 consent screen. Your credentials stay with the bank.
  4. Your accounts sync back into the dashboard. Consent stays valid for up to 180 days, after which you simply re-approve.

Access your data

Once Volksbank Immenstadt is connected, developers can optionally read the data programmatically. Open the Developers page, create an API key, and export a credentials.json bundle — this contains the API key plus your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally on your machine. The API key alone only ever returns ciphertext; without your private key it stays unreadable — even to open-banking.io, which holds only your public key.

All of this runs for roughly EUR 3/month, covering 2,600+ EU/UK banks.

Does open-banking.io see my Volksbank Immenstadt data?

No. The service is zero-knowledge and stores only your public key. Data is decrypted on your device with a key only you hold.

Can the CLI or SDK connect my bank for me?

No. Connecting is a dashboard-only flow with consent on Volksbank Immenstadt's site. The CLI and SDK only read or sync connections that already exist.

How long does access last?

Up to 180 days per consent under PSD2, then you re-approve on the bank's login screen.

Start at https://open-banking.io.