Volksbank im Rheinland API Access & Open Banking

Volksbank im Rheinland (BIC GENODED1MRB) is a cooperative bank serving the Rhineland region. With open-banking.io you can reach both your business and personal accounts through a single PSD2 connection — no bank-specific certificates, no eIDAS setup, and no custom integration work. open-banking.io is a zero-knowledge service: your account data is decrypted on your own device with a key only you hold, so the platform itself never sees your balances or transactions. It covers 2,600+ EU and UK banks for roughly EUR 3 per month.

How to connect Volksbank im Rheinland

Connecting happens entirely inside the open-banking.io dashboard — there is no API call or code involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your keys are generated locally on your device.
  2. In the dashboard, search for Volksbank im Rheinland and choose the account type you want to link — business or personal.
  3. You are redirected to Volksbank im Rheinland's own secure login, where you approve access on the bank's consent screen (standard PSD2 authorisation).
  4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Access your data

Programmatic access is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. Because open-banking.io holds only your public key, an API key alone returns nothing but ciphertext — readable data requires your private key on your machine.

Is a bank certificate or eIDAS setup required?

No. open-banking.io is certificate-free. You authorise directly on Volksbank im Rheinland's consent screen, so there is nothing to install or register.

Yes. Volksbank im Rheinland supports both account types. Add each one from the dashboard and it syncs as a separate connection.

How long does access stay active?

Up to 180 days per consent. When it expires, re-approve on the bank's login to continue syncing.

Start at open-banking.io.