Volksbank Hochrhein Open Banking & API Access

Reaching your Volksbank Hochrhein accounts programmatically usually means TPP licences, eIDAS certificates and a mountain of PSD2 paperwork. open-banking.io removes all of that. It links to Volksbank Hochrhein (BIC GENODE61WT1) through the bank's own PSD2 interface and encrypts everything on your device with a key only you hold — so nobody, not even open-banking.io, can read your statements.

Both business and personal accounts at Volksbank Hochrhein are supported, and a single approval grants up to 180 days of access before you renew.

How to connect Volksbank Hochrhein

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your key pair is generated locally, so only your public key ever leaves your device.
  3. Search for and select Volksbank Hochrhein, then choose the account type — business or personal.
  4. You're redirected to Volksbank Hochrhein's own secure login to approve access on the bank's PSD2 consent screen.
  5. Once approved, your accounts and transactions sync straight into your dashboard.

That's the whole flow. You authenticate directly with Volksbank Hochrhein — open-banking.io never sees your banking credentials.

Access your data

Want the data in your own code? That's an optional step after the connection above is live. On the Developers page, create an API key and export a credentials.json — it bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key by itself only ever returns ciphertext — without your private key it stays unreadable.

All of this runs for roughly EUR 3/month, with no certificates and no zero-knowledge compromises.

Do I need an eIDAS certificate for Volksbank Hochrhein?

No. open-banking.io handles the regulated PSD2 connection, so you approve access on Volksbank Hochrhein's screen and skip the certificate process entirely.

Can open-banking.io read my Volksbank Hochrhein data?

No. The service is zero-knowledge and stores only your public key. Decryption happens on your device with a private key that never leaves it.

Up to 180 days per approval at Volksbank Hochrhein, after which you re-authorise from the dashboard.

Start at open-banking.io.