Volksbank Eutin Raiffeisenbank Open Banking API Access
Reaching account data from Volksbank Eutin Raiffeisenbank does not require you to become a bank integrator. open-banking.io links your accounts through the regulated PSD2 rails and streams balances and transactions into a single dashboard, while keeping the encryption keys on your own hardware. The bank (BIC GENODEF1EUT) is supported for both business and personal accounts, and a single approval keeps data flowing for up to 180 days before you renew.
Because the service is certificate-free, there is nothing to procure from a regulator or the bank itself — no eIDAS certificate, no sandbox onboarding, no waiting on developer credentials.
How to connect Volksbank Eutin Raiffeisenbank
Connecting happens entirely inside the open-banking.io web dashboard — never through code or an endpoint:
- Create an open-banking.io account and set an encryption passphrase. The key pair is generated locally on your device; open-banking.io only ever sees your public key.
- In the dashboard, search for Volksbank Eutin Raiffeisenbank and choose whether you are linking a business or personal account.
- You are redirected to Volksbank Eutin Raiffeisenbank's own secure login, where you review and approve the consent (PSD2). Your credentials go only to the bank.
- After approval you return to the dashboard and your accounts sync automatically. That is the whole flow — no API key, no request body, no redirect you have to build.
Access your data
Programmatic access is an optional step that only makes sense after an account is connected. Open the Developers page, generate an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there you can call the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. The CLI and SDK only read and refresh existing connections; they cannot create one.
This is what zero-knowledge means in practice: the servers store ciphertext keyed to your public key, so an API key on its own returns unreadable data without the private key you hold. All of it runs for roughly EUR 3/month.
Does open-banking.io ever see my banking password?
No. You authenticate on Volksbank Eutin Raiffeisenbank's own consent screen; open-banking.io never handles your login.
Can I link both business and personal accounts?
Yes. Volksbank Eutin Raiffeisenbank supports both, and each is connected separately in the dashboard.
How often do I re-authorize?
Each consent lasts up to 180 days, after which you renew it with one approval on the bank's screen.
Start at open-banking.io.