Vereinigte Volksbank Raiffeisenbank Reinheim API access

Reaching your Vereinigte Volksbank Raiffeisenbank Reinheim account data no longer means chasing a bank sandbox or wrestling with eIDAS certificates. open-banking.io gives this Hessen cooperative bank (BIC GENODE51MIC, based in Reinheim in the Darmstadt-Dieburg district) a single, privacy-first bridge into balances and transactions — for business and personal accounts alike, with PSD2 consent lasting up to 180 days before you re-approve.

The defining trait is zero-knowledge design. Your encryption keys are generated on your own device from a passphrase you set, and every figure that leaves the bank is decrypted locally. open-banking.io's servers only ever hold your public key, so they store ciphertext they cannot read. No certificate to buy, no infrastructure to run.

How to connect Vereinigte Volksbank Raiffeisenbank Reinheim

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase, which generates your personal keys on your device.
  2. In the dashboard, choose Vereinigte Volksbank Raiffeisenbank Reinheim and pick the account type (business or personal).
  3. You are redirected to the bank's own secure login, where you approve access on its PSD2 consent screen.
  4. Your accounts sync back into your dashboard, ready to view.

Because approval happens on the bank's own page, your credentials never touch open-banking.io.

Access your data

Once a connection exists, developers can optionally read it programmatically. From the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key. The API key alone returns only ciphertext; without your private key, nothing is readable. Note the CLI and SDK only read or sync existing connections — they never create one.

Does open-banking.io see my Reinheim banking data?

No. It is zero-knowledge and holds only your public key, so it cannot decrypt anything you sync.

What does it cost?

Around EUR 3/month, covering access to 2,600+ EU/UK banks including Vereinigte Volksbank Raiffeisenbank Reinheim.

Up to 180 days, after which you re-approve on the bank's consent screen.

Start at open-banking.io.