Vereinigte Volksbank Raiffeisenbank open banking

Reading your Vereinigte Volksbank Raiffeisenbank accounts programmatically usually means chasing PSD2 sandboxes, eIDAS certificates and per-bank paperwork. open-banking.io removes that overhead. It links to Vereinigte Volksbank Raiffeisenbank (BIC GENODED1KHK) through the regulated open-banking rails and hands you clean, unified account and transaction data — while keeping decryption entirely on your own device. No certificates, no bank-specific integration work.

Both business and personal accounts are supported, and a single approval stays valid for up to 180 days before Vereinigte Volksbank Raiffeisenbank asks you to re-confirm.

How to connect Vereinigte Volksbank Raiffeisenbank

Connecting happens in the open-banking.io dashboard — there is no API call, code or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally, so only you ever hold the private key.
  2. In the dashboard, pick Vereinigte Volksbank Raiffeisenbank and choose the account type — business or personal.
  3. You are redirected to Vereinigte Volksbank Raiffeisenbank's own secure login to approve access on their consent screen (standard PSD2 flow). Your credentials go only to the bank.
  4. Once approved, your accounts sync into the dashboard automatically and refresh on their own.

That's the whole connection — done entirely through the bank's authenticated login, never by handing anything to a third party.

Access your data

Want the data in code? That's an optional step after connecting. On the Developers page, create an API key and export a credentials.json — it bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your key.

Because open-banking.io is zero-knowledge, its servers hold only your public key. An API key on its own returns ciphertext — without your private key it stays unreadable, even to us. All of this is included for roughly EUR 3/month.

Do I need an eIDAS certificate or developer registration?

No. open-banking.io is certificate-free. You only sign in to Vereinigte Volksbank Raiffeisenbank and approve consent.

Can I connect a Vereinigte Volksbank Raiffeisenbank account with the CLI?

No. The CLI and SDK only read and sync connections that already exist. New connections are made in the dashboard via the bank's login.

How long does access last?

Up to 180 days per approval, after which Vereinigte Volksbank Raiffeisenbank prompts you to re-authorise.

Start at open-banking.io.