Targobank API Access for German Bank Data

Pulling live data out of Targobank shouldn't mean wrangling certificates or a bespoke bank integration. With open-banking.io you point a single REST endpoint at Targobank (BIC CMCIDEDDXXX) and start syncing account information for both business and personal customers. One integration, one contract, and the same request shape you already use for every other bank on the network.

How to connect Targobank

  1. Sign up for an open-banking.io account and grab your API key.
  2. Create a connection request targeting Targobank in Germany.
  3. Redirect your user to Targobank's own login so they authorise access directly with the bank.
  4. Receive the callback and read accounts, balances and transactions straight from the API.

The consent flow never touches your servers with the customer's credentials — authentication always happens on Targobank's side.

What data you can access

  • Accounts — IBANs, currency and account metadata for business and personal holders
  • Balances — current and available figures, refreshed on demand
  • Transactions — dated, categorisable entries with counterparty details

A single Targobank authorisation stays valid for up to 180 days before your user has to re-approve, so you can keep balances and transaction history in sync without constant prompts. Targobank is one of 2,600+ banks reachable through the same open-banking.io API across the EU and UK, meaning one codebase covers Germany and everywhere else your users bank.

Privacy by design

The platform is zero-knowledge: we don't retain your customers' banking credentials or their financial data. There are no eIDAS certificates to buy, renew or install and no PSD2 licensing hurdles on your end — the compliance and certificate handling sit with us, so you ship faster and store less.

Pricing

Access starts at roughly EUR 3 per month, with no per-certificate fees and no long onboarding. You get the full Targobank connection plus the rest of the network under one flat, predictable cost.

FAQ

Does Targobank support both business and personal accounts?

Yes. Both business and personal account types are available through the same connection — the data schema is identical, so you handle them with one code path.

Up to 180 days per authorisation. After that your user simply re-confirms access at Targobank to renew the connection.

Do I need my own PSD2 certificate to connect?

No. open-banking.io is certificate-free — there's nothing to procure or maintain, and the zero-knowledge design means credentials stay between the user and Targobank.

Ready to build? Start connecting Targobank and thousands more banks at open-banking.io.