Stadtsparkasse Schwedt Open Banking & API Access

Reading your Stadtsparkasse Schwedt (BIC WELADED1UMX) account and transaction data no longer means building a PSD2 stack or holding an eIDAS certificate. open-banking.io links your Stadtsparkasse Schwedt accounts to a single dashboard and keeps the data encrypted so that only you — never our servers — can read it. Both business and personal accounts are supported, and a single approval keeps the connection live for up to 180 days.

Because open-banking.io is zero-knowledge, the platform stores only your public key. Everything you pull back is decrypted on your own device with a private key that never leaves it.

How to connect Stadtsparkasse Schwedt

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your device at this moment.
  2. In the dashboard, search for Stadtsparkasse Schwedt and choose the account type you want — business or personal.
  3. You are redirected to Stadtsparkasse Schwedt's own secure login, where you approve access on the bank's PSD2 consent screen. Your credentials are only ever entered on the bank's site.
  4. Once approved, your Stadtsparkasse Schwedt accounts sync straight into your dashboard, and the consent stays valid for as long as 180 days before a refresh is needed.

Access your data

Once a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries your X-Api-Key header, and each response is decrypted locally with your own key. An API key by itself only ever returns ciphertext — without your private key, nobody, including open-banking.io, can read a thing.

All of this runs for roughly EUR 3 per month, with no certificate to buy or renew.

Does open-banking.io see my Stadtsparkasse Schwedt data?

No. It is zero-knowledge: your data is encrypted to a key held only on your device, and the servers keep just your public key.

Can I connect Stadtsparkasse Schwedt from the CLI?

No. The CLI and SDKs only read and sync connections you already made in the dashboard — there is no connect command.

How long does one approval last?

Stadtsparkasse Schwedt permits a consent window of up to 180 days before you re-approve.

Start at open-banking.io.