Stadtsparkasse Rheine API Access & Open Banking

Reach your Stadtsparkasse Rheine accounts through a single, privacy-first workspace. open-banking.io links to Stadtsparkasse Rheine (BIC WELADED1RHN) under PSD2, covering both business and personal account types, so you can view balances and transactions without spreadsheets or manual exports. Because the service is zero-knowledge and certificate-free, your financial data is decrypted locally with a key that never leaves your device — the platform stores only your public key and can never read your statements.

How to connect Stadtsparkasse Rheine

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your personal key pair is generated right there on your own device.
  3. Pick Stadtsparkasse Rheine from the bank list and choose the account type you want to link (business or personal).
  4. You are redirected to Stadtsparkasse Rheine's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your accounts sync back into the dashboard, ready to browse.

Consent with Stadtsparkasse Rheine lasts up to 180 days, after which you simply repeat the approval to keep the connection live.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request sends the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key, nobody (not even open-banking.io) can read a thing. The CLI and SDK only read and sync connections you already made in the dashboard; there is no connect command.

All of this runs on the standard subscription of roughly EUR 3/month, across 2,600+ supported EU/UK banks.

Does open-banking.io see my Stadtsparkasse Rheine data?

No. It holds only your public key. Decryption happens on your device, so your data stays private end to end.

Can I connect a business account?

Yes. Both business and personal Stadtsparkasse Rheine accounts are supported — pick the type when you add the bank.

How long does access last?

Stadtsparkasse Rheine consent runs up to 180 days; re-approve on the bank's screen to renew.

Start at open-banking.io.