Stadtsparkasse Magdeburg API & Open Banking Access

Stadtsparkasse Magdeburg serves Saxony-Anhalt's capital, and open-banking.io lets you reach its account and transaction data without brokering certificates or eIDAS credentials yourself. The service covers 2,600+ EU and UK banks, and every byte that lands in your dashboard is decrypted on your own device with a key that never leaves it. That means you can build reporting, reconciliation or cashflow tooling on top of both business and personal Stadtsparkasse Magdeburg accounts (BIC NOLADE21MDG) while the platform itself only ever holds your public key.

How to connect Stadtsparkasse Magdeburg

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step. First, sign up and set an encryption passphrase; your key pair is generated locally at that moment. Then, in the dashboard, pick Stadtsparkasse Magdeburg and choose the account type you need — business or personal. You are redirected to Stadtsparkasse Magdeburg's own secure login, where you approve access under PSD2. Consent can run for up to 180 days before it needs renewing. Once you approve on the bank's screen, your accounts sync back into the dashboard automatically.

Access your data

Reading the data programmatically is an optional step that comes after the connection exists. From the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. With that in place, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly. Requests authenticate with the X-Api-Key header, and each response is decrypted locally against your private key. The CLI and SDK only read and sync connections that already exist — they cannot create one. An API key on its own returns nothing but ciphertext without your key present.

Pricing is roughly EUR 3 per month, flat, with no per-call or certificate fees.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free; you never manage PSD2 certificates or QWAC/QSEAL material yourself.

Can open-banking.io read my Stadtsparkasse Magdeburg data?

No. The system is zero-knowledge — it stores only your public key, so decryption only ever happens on your device.

Up to 180 days, after which you re-approve on the bank's own login screen to keep syncing.

Get started at open-banking.io.