Sparkasse Muldental API Access & Open Banking Data
Sparkasse Muldental serves the Grimma area of Saxony, and open-banking.io gives you a simple, private way to reach its account and transaction data. Instead of chasing bespoke bank APIs or certificates, you connect once through the open-banking.io dashboard and let your accounts sync. Everything is decrypted locally with a key only you hold, so open-banking.io never sees your balances in the clear.
The service covers 2,600+ EU and UK banks. For Sparkasse Muldental (BIC SOLADES1GRM) you can link both business and personal accounts, with a PSD2 consent that lasts up to 180 days before you re-approve.
How to connect Sparkasse Muldental
Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:
- Sign up for open-banking.io and open the dashboard.
- Set an encryption passphrase. Your keys are generated on your own device; open-banking.io only ever holds your public key.
- Pick Sparkasse Muldental from the bank list and choose the account type (business or personal).
- Approve on Sparkasse Muldental's own login. You are redirected to the bank's secure PSD2 consent screen to authorise access — your credentials stay with the bank.
- Accounts sync back into your dashboard, and refresh as your consent stays valid.
Access your data
Once a connection exists, developers can optionally read it programmatically. From the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests send the X-Api-Key header, and every response is decrypted locally with your own key. Without that private key an API key returns only ciphertext — the CLI and SDK read and sync existing connections, they never create one.
This zero-knowledge, certificate-free design means your Sparkasse Muldental data is yours alone, all for around EUR 3/month.
Is my Sparkasse Muldental login shared with open-banking.io?
No. You authenticate directly on Sparkasse Muldental's own consent screen; open-banking.io never receives your banking credentials.
Can open-banking.io read my account data?
No. It is zero-knowledge and stores only your public key. Data is decrypted on your device with the private key you control.
How long does access last?
Sparkasse Muldental consent runs up to 180 days, after which you re-approve from the dashboard to keep syncing.
Ready to start? Visit open-banking.io.