Sparkasse Aichach-Schrobenhausen API & Open Banking

Sparkasse Aichach-Schrobenhausen serves households and businesses across the Bavarian districts of Aichach and Schrobenhausen, and if you keep balances or run payments there, open-banking.io gives you a private, standards-based way to reach that data. There are no bank certificates to request, no eIDAS onboarding, and no server that can read your statements — everything is decrypted on your own device with a key only you hold.

How to connect Sparkasse Aichach-Schrobenhausen

Connecting happens entirely inside the open-banking.io dashboard, not through any API call or key:

1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is generated locally on your device; the service only ever stores your public key.
2. In the dashboard, search for Sparkasse Aichach-Schrobenhausen (BIC BYLADEM1AIC) and choose whether you are linking a business or personal account.
3. You are redirected to Sparkasse Aichach-Schrobenhausen's own secure login, where you approve access under PSD2 consent — valid for up to 180 days before you renew it.
4. Your accounts and transactions sync straight back into the dashboard, already encrypted to your key.

No code, no OAuth wiring, and no developer redirect touches the account holder — the bank's consent screen is the only place your credentials are entered.

Access your data

Reading the data programmatically is an optional step you take after the connection exists. On the Developers page, create an API key and export a credentials.json that bundles that key with your private decryption key. From there the CLI (openbanking accounts, openbanking transactions, openbanking sync), the SDKs, and the REST API all work. Every request carries your key in the X-Api-Key header, and each response is decrypted locally — an API key on its own returns only ciphertext, because the servers never hold the means to unlock it. The CLI and SDKs read and sync existing connections; they never establish one.

At around EUR 3 per month, open-banking.io keeps aggregating your Sparkasse Aichach-Schrobenhausen accounts alongside any of the 2,600+ other supported EU and UK banks.

Do I need a PSD2 licence or certificate?

No. open-banking.io handles the regulated access. You simply approve consent on the bank's login screen.

Can open-banking.io see my transactions?

No. It is zero-knowledge and stores only your public key, so data is readable solely on your device with your private key.

How long does access last before renewal?

Sparkasse Aichach-Schrobenhausen grants consent for up to 180 days, after which you re-approve from the dashboard.

Start at open-banking.io.