Sparda-Bank Nürnberg API Access & Open Banking

Sparda-Bank Nürnberg (BIC GENODEF1S06) is a Bavarian cooperative bank, and open-banking.io gives you a clean, standards-based way to reach its account data. Instead of scraping screens or juggling PSD2 certificates, you authorise access once and let open-banking.io keep your business and personal accounts in sync. Every figure that lands in your dashboard is encrypted with a key generated on your own device, so only you can turn it back into readable numbers.

The service covers 2,600+ EU and UK banks, is certificate-free, and follows a strict zero-knowledge model: its servers store your public key and nothing that could decrypt your data.

How to connect Sparda-Bank Nürnberg

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code snippet, or key involved in this step.

  1. Sign up for open-banking.io and set an encryption passphrase. Your key pair is created locally, on your device.
  2. In the dashboard, search for Sparda-Bank Nürnberg and choose the account type you need — business or personal.
  3. You are redirected to Sparda-Bank Nürnberg's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 flow).
  4. Once approved, your accounts flow back into the dashboard and stay synced. Consent lasts up to 180 days, after which you simply re-approve on the bank's screen.

Because you approve on the bank's side, your credentials are never seen by open-banking.io.

Access your data

After a connection exists, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync existing connections — they never create one. An API key on its own returns only ciphertext; without your private key it stays unreadable.

All of this runs at roughly EUR 3/month.

Does open-banking.io store my banking password?

No. You authenticate on Sparda-Bank Nürnberg's own consent screen, so the bank handles your credentials, not open-banking.io.

Can open-banking.io read my transactions?

No. It holds only your public key. Data is decrypted on your device with a private key that never leaves it.

How long does access last before I re-authorise?

Up to 180 days per consent, matching Sparda-Bank Nürnberg's PSD2 window, after which you re-approve.

Start at open-banking.io.