Schrobenhausener Bank API Access & Open Banking

Reaching your Schrobenhausener Bank accounts programmatically no longer means chasing eIDAS certificates or building a PSD2 stack. open-banking.io gives this Bavarian cooperative bank (BIC GENODEF1SBN) a single, privacy-first bridge: you approve access once, and your balances and transactions flow into a dashboard only you can decrypt. Both business and personal accounts are supported, and each consent lasts up to 180 days before a quick renewal.

How to connect Schrobenhausener Bank

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so nobody else — not even open-banking.io — can read your data.
  2. In the dashboard, search for Schrobenhausener Bank and choose your account type (business or personal).
  3. You are redirected to Schrobenhausener Bank's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync back into your dashboard, ready to view.

That is the whole flow — the bank authenticates you directly, and open-banking.io never sees your credentials.

Access your data

Once connected, developers can optionally read the same data programmatically. On the Developers page, create an API key and export a credentials.json bundle — it holds the API key plus your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key, so the servers only ever store ciphertext against your public key. The CLI and SDK read and sync existing connections; they never establish one.

This zero-knowledge, certificate-free design keeps your Schrobenhausener Bank data yours, for around EUR 3/month.

Do I need a PSD2 certificate?

No. open-banking.io is certificate-free — you authorise access on Schrobenhausener Bank's own consent screen and skip the eIDAS paperwork entirely.

Can open-banking.io read my Schrobenhausener Bank data?

No. Decryption happens on your device with a key only you hold. The service stores only your public key, so it sees encrypted data.

How long does access last?

Each Schrobenhausener Bank consent is valid for up to 180 days, after which you re-approve on the bank's login screen.

Ready to start? Visit open-banking.io.