Südtiroler Sparkasse API Access & Open Banking

Reaching your Südtiroler Sparkasse account data no longer means wrestling with eIDAS certificates or a bespoke bank integration. open-banking.io gives you PSD2 access to Südtiroler Sparkasse (BIC SUSKDEM1XXX) through one dashboard, covering both business and personal accounts. Because it is zero-knowledge, your statements and balances are decrypted on your own device with a key that never leaves it — open-banking.io only ever holds your public key.

How to connect Südtiroler Sparkasse

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in linking the account:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your device from that passphrase.
  2. In the dashboard, search for and select Südtiroler Sparkasse, then choose whether you are adding a business or personal account.
  3. You are redirected to Südtiroler Sparkasse's own secure login, where you approve the PSD2 consent directly with the bank.
  4. Once approved, your accounts sync back into your dashboard automatically. The consent lasts up to 180 days, after which you simply re-approve to keep the connection live.

At no point does open-banking.io see your banking credentials — authentication stays between you and Südtiroler Sparkasse.

Access your data

Once the connection is live, reading it programmatically is an optional developer step. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key, no one, including open-banking.io, can read it.

All of this — the dashboard, syncing, and developer tooling — runs for around EUR 3/month, with no certificate paperwork.

Does open-banking.io store my Südtiroler Sparkasse login?

No. You authenticate on Südtiroler Sparkasse's own consent screen; open-banking.io never receives your credentials and holds only your public key.

Can I connect both business and personal accounts?

Yes. Südtiroler Sparkasse supports both account types, and you can add each as a separate connection in the dashboard.

How long does access last before I re-approve?

Südtiroler Sparkasse consents run for up to 180 days. When one expires, re-approve it from the dashboard to resume syncing.

Start at open-banking.io.