Raiffeisenbank Wittelsbacher Land Open Banking

Want programmatic access to your Raiffeisenbank Wittelsbacher Land accounts without wrestling with eIDAS certificates or a PSD2 licence? open-banking.io links this Mering-based Bavarian co-operative (BIC GENODEF1MRI) to a single dashboard, then hands you clean, decrypted account and transaction data. Both business and personal accounts are supported, and each PSD2 consent stays valid for up to 180 days before you refresh it.

Because the platform is zero-knowledge, its servers only ever hold your public key. Everything you pull down is unscrambled on your own device with a private key that never leaves it.

How to connect Raiffeisenbank Wittelsbacher Land

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keypair is generated locally on your device.
  2. In the dashboard, search for Raiffeisenbank Wittelsbacher Land and choose the account type you hold (business or personal).
  3. You are redirected to Raiffeisenbank Wittelsbacher Land's own secure login, where you approve access on the bank's consent screen.
  4. Control returns to your dashboard and your accounts begin syncing automatically.

That's it — the bank authenticates you directly, so open-banking.io never sees your credentials.

Access your data

Once a connection exists, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json that bundles the API key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key, nobody, including open-banking.io, can read a thing. The CLI and SDK only read and sync connections you already approved in the dashboard; there is no connect command.

At roughly EUR 3/month across 2,600+ EU and UK banks, it's a certificate-free way to build on your Raiffeisenbank Wittelsbacher Land data.

Do I need a PSD2 certificate?

No. open-banking.io handles the regulated plumbing, so you skip eIDAS certificates entirely and just approve access on the bank's screen.

Can open-banking.io read my transactions?

No. It stores only your public key. Data is decrypted on your device, so the service never sees readable balances or transactions.

Up to 180 days per approval. When it expires, simply reconfirm access on Raiffeisenbank Wittelsbacher Land's consent screen from your dashboard.

Start at https://open-banking.io.