Raiffeisenbank Wegscheid API Access & Open Banking

Reaching your Raiffeisenbank Wegscheid accounts programmatically usually means chasing PSD2 certificates and eIDAS paperwork. open-banking.io removes that entirely. It links to Raiffeisenbank Wegscheid (BIC GENODEF1WSD) on your behalf and hands you clean, ready-to-read account and transaction data — for both business and personal accounts — while your private decryption key never leaves your device.

Because it is zero-knowledge and certificate-free, open-banking.io stores only your public key. Balances and transactions are encrypted before they touch its servers, so nobody but you can turn them back into readable data.

How to connect Raiffeisenbank Wegscheid

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated locally on your own device.
  2. In the dashboard, search for Raiffeisenbank Wegscheid and choose the account type you want to link (business or personal).
  3. You are redirected to Raiffeisenbank Wegscheid's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your approved accounts sync straight back into your dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key the data stays unreadable, which is exactly what keeps the service zero-knowledge. Note the CLI and SDK only read and sync existing connections; the initial link always happens in the dashboard.

All of this runs for roughly EUR 3/month, with no per-bank certificate fees.

Do I need an eIDAS certificate for Raiffeisenbank Wegscheid?

No. open-banking.io is certificate-free — you approve access directly on the bank's consent screen.

Can open-banking.io read my Raiffeisenbank Wegscheid data?

No. It holds only your public key. Data is decrypted locally with a private key that never leaves your device.

Which account types are supported?

Both business and personal Raiffeisenbank Wegscheid accounts, each with a consent window of up to 180 days.

Ready to start? Visit open-banking.io.