Raiffeisenbank Wald-Görisried API & Open Banking

Reach your Raiffeisenbank Wald-Görisried accounts through open-banking.io, a zero-knowledge, certificate-free gateway to 2,600+ EU and UK banks. This Ostallgäu cooperative bank (BIC GENODEF1WGO) covers both business and personal accounts, and open-banking.io turns that PSD2 access into a clean, developer-friendly data feed — without you ever surrendering your bank credentials or your keys.

Unlike raw open-banking APIs, there are no eIDAS certificates to obtain, no sandbox onboarding, and no compliance paperwork. You authorise once on Raiffeisenbank Wald-Görisried's own login, and your balances and transactions flow into a dashboard only you can decrypt.

How to connect Raiffeisenbank Wald-Görisried

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device.
  2. In the dashboard, choose Raiffeisenbank Wald-Görisried and select the account type you hold — business or personal.
  3. You are redirected to Raiffeisenbank Wald-Görisried's own secure login, where you approve access on their PSD2 consent screen.
  4. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Because open-banking.io is zero-knowledge, its servers hold only your public key. Everything is encrypted before it leaves your device.

Access your data

Once connected, reading the data programmatically is an optional developer step. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only returns ciphertext — without your private key, no one, including open-banking.io, can read it.

Do I need a developer certificate?

No. open-banking.io is certificate-free. You just approve access on Raiffeisenbank Wald-Görisried's login screen.

Can open-banking.io see my transactions?

No. It is zero-knowledge and stores only your public key. Data is decrypted only on your device.

What does it cost?

Around EUR 3/month for full access across all supported banks, including Raiffeisenbank Wald-Görisried.

Start at open-banking.io.