Raiffeisenbank Unteres Inntal Open Banking & API Access

Want programmatic, privacy-first access to your Raiffeisenbank Unteres Inntal accounts? open-banking.io links your Neuhaus am Inn cooperative account (BIC GENODEF1NUI) into a single dashboard where your financial data is encrypted end-to-end and only ever decrypted on your own device. It is a certificate-free, zero-knowledge service covering 2,600+ EU and UK banks — no eIDAS certificate, no bank-side developer program, and no server that can read your data.

Raiffeisenbank Unteres Inntal supports both business and personal accounts, and a single PSD2 consent stays valid for up to 180 days before you re-approve.

How to connect Raiffeisenbank Unteres Inntal

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device, so only you hold them.
  2. In the dashboard, pick Raiffeisenbank Unteres Inntal and choose your account type (business or personal).
  3. You are redirected to Raiffeisenbank Unteres Inntal's own secure login to approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts and transactions sync back into your dashboard automatically.

That is the whole flow — you authorise on the bank's side, and nothing sensitive ever passes through an unencrypted server.

Access your data

After your accounts are connected, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API.

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. Because open-banking.io only ever holds your public key, an API key on its own returns ciphertext — readable data requires the private key that never leaves your device.

All of this runs for about EUR 3/month.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you approve access directly on Raiffeisenbank Unteres Inntal's consent screen.

Can open-banking.io see my transactions?

No. It is zero-knowledge and stores only your public key; decryption happens on your device.

How often do I re-authorise?

Raiffeisenbank Unteres Inntal consent lasts up to 180 days, after which you re-approve on the bank's login.

Start at open-banking.io.