Raiffeisenbank Türkheim API Access & Open Banking

Reaching your Raiffeisenbank Türkheim account data no longer means wrestling with PSD2 certificates or hosting your own compliance stack. open-banking.io links this Bavarian cooperative bank (BIC GENODEF1TRH) to a single dashboard where balances and transactions arrive encrypted — and stay that way until they reach a device holding your key. Both business and personal accounts are supported, with a consent window that lasts up to 180 days before renewal.

Because the platform is zero-knowledge, its servers only ever store your public key. Whatever Raiffeisenbank Türkheim returns is sealed on your own hardware, so nobody at open-banking.io — or anywhere else — can read your statements.

How to connect Raiffeisenbank Türkheim

Connecting happens entirely inside the open-banking.io dashboard, not through any API call or code:

  1. Sign up for an account and set an encryption passphrase. Your key pair is generated locally on your device — the passphrase never leaves it.
  2. In the dashboard, search for Raiffeisenbank Türkheim and choose the account type you hold (business or personal).
  3. You're redirected to Raiffeisenbank Türkheim's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync back into the dashboard automatically.

There is no key exchange, no endpoint to call, and no developer handoff — just the bank's regular login and your consent.

Access your data

Programmatic access is an optional step you can take after the connection exists. On the Developers page, create an API key and export a credentials.json file, which bundles that key with your private decryption key. From there you can run the CLI (openbanking accounts, openbanking transactions, openbanking sync) or reach the REST API and SDKs directly.

Every request carries the X-Api-Key header, and each response is decrypted locally with your own key. An API key on its own returns only ciphertext — without your private key there is nothing readable to see. The CLI and SDKs read and refresh existing connections; they never establish one.

All of this runs for roughly EUR 3/month, with no eIDAS certificate to buy or renew.

Is my Raiffeisenbank Türkheim data readable by open-banking.io?

No. The service is zero-knowledge and holds only your public key. Decryption happens on your device with a key that never leaves it.

Do I need a developer account to connect?

No. Connecting is done in the dashboard by approving access on Raiffeisenbank Türkheim's login. API keys are only for optional programmatic reads afterward.

Raiffeisenbank Türkheim permits a consent window of up to 180 days, after which you re-approve access to keep syncing.

Start connecting your accounts at open-banking.io.