Raiffeisenbank Straubing API Access & Open Banking

Reaching your Raiffeisenbank Straubing accounts programmatically no longer means chasing eIDAS certificates or waiting on a corporate PSD2 onboarding. open-banking.io gives you a single, encrypted dashboard for Raiffeisenbank Straubing eG (BIC GENODEF1SR2) alongside 2,600+ other EU and UK banks. Both business and personal accounts are supported, and every consent you grant lasts up to 180 days before a quick renewal.

The defining trait is that it is zero-knowledge. Your encryption keys are generated on your own device from a passphrase you choose, so Raiffeisenbank Straubing data is decrypted locally and never in readable form on our servers — we hold only your public key. No certificate, no bank sponsorship, no infrastructure to run.

How to connect Raiffeisenbank Straubing

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase; your private key is created locally and never leaves your device.
  2. In the dashboard, choose Raiffeisenbank Straubing and select whether you are linking a business or personal account.
  3. You are redirected to Raiffeisenbank Straubing's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Control returns to your dashboard and your accounts and transactions sync in, encrypted under your key.

That's the whole flow — you authenticate directly with Raiffeisenbank Straubing, and open-banking.io only ever sees ciphertext.

Access your data

Once the connection exists, developers can optionally read it in code. On the Developers page, create an API key and export a credentials.json bundling that key with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and each response is decrypted locally with your own key — an API key alone returns only ciphertext. The CLI and SDK read and sync existing connections; they never create one.

All of this runs for roughly EUR 3/month.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you approve access straight on Raiffeisenbank Straubing's consent screen.

Can open-banking.io read my Raiffeisenbank Straubing data?

No. It is zero-knowledge; only your device holds the key that decrypts your data.

Up to 180 days for Raiffeisenbank Straubing, after which you re-approve in the dashboard.

Start at open-banking.io.