Raiffeisenbank Steingaden API & Open Banking Access

Want programmatic, private access to your Raiffeisenbank Steingaden accounts? open-banking.io links this Bavarian Pfaffenwinkel cooperative (BIC GENODEF1SGA) into a single dashboard covering 2,600+ EU and UK banks. Both business and personal accounts are supported, with a PSD2 consent that stays valid for up to 180 days before you re-approve. There are no eIDAS certificates to buy and no bank-specific paperwork to file — you sign up, connect, and your data flows in.

What sets it apart is the zero-knowledge design: your encryption keys are generated on your own device from a passphrase only you know. open-banking.io holds only your public key, so its servers can never read or decrypt what syncs through them.

How to connect Raiffeisenbank Steingaden

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Create an open-banking.io account and set your encryption passphrase; your private key is generated locally and never leaves your device.
  2. In the dashboard, pick Raiffeisenbank Steingaden from the bank list and choose the account type — business or personal.
  3. You are redirected to Raiffeisenbank Steingaden's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Control returns to your dashboard and your selected accounts sync in, ready to view.

Because approval happens on the bank's own page, your credentials are never seen by open-banking.io.

Access your data

Reading the data programmatically is an optional step you take after the account is connected. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key there is nothing readable. All of this runs at around EUR 3/month.

Is a certificate or developer registration required?

No. There are no eIDAS certificates and no bank onboarding — the dashboard connect flow handles Raiffeisenbank Steingaden's PSD2 consent for you.

Can open-banking.io read my Raiffeisenbank Steingaden data?

No. It is zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

Can the CLI connect the bank for me?

No. The CLI and SDK only read or sync connections that already exist; connecting Raiffeisenbank Steingaden is always done in the dashboard.

Start at open-banking.io.