Raiffeisenbank Sinzing Open Banking & API Access

Reaching your Raiffeisenbank Sinzing account data no longer means chasing certificates or bespoke bank integrations. open-banking.io gives you PSD2-based access to Raiffeisenbank Sinzing (BIC GENODEF1SZV) across both business and personal accounts, with a single consent that stays valid for up to 180 days before renewal. Everything is encrypted so that only you — never our servers — can read the underlying transactions.

Because open-banking.io is certificate-free and zero-knowledge, your encryption keys are generated on your own device. We hold only your public key, which means Raiffeisenbank Sinzing balances and transaction history are decrypted locally, under your control, and stay unreadable to anyone else.

How to connect Raiffeisenbank Sinzing

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in linking your account:

  1. Sign up for open-banking.io and open the web dashboard.
  2. Set your encryption passphrase. Your private key is created locally on your device from this passphrase; we never see it.
  3. Pick Raiffeisenbank Sinzing from the bank list and choose your account type (business or personal).
  4. Approve on Raiffeisenbank Sinzing's own login. You are redirected to the bank's secure consent screen to authorise access directly with them.
  5. Your accounts sync back into your dashboard, ready to view.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext — without your private key it stays unreadable, which is what makes the whole system zero-knowledge. The CLI and SDK only read and sync existing connections; they never create one.

All of this runs for roughly EUR 3/month, covering Raiffeisenbank Sinzing and 2,600+ other EU/UK banks.

FAQ

Do I need a certificate or eIDAS setup for Raiffeisenbank Sinzing?

No. open-banking.io is certificate-free. You approve access on the bank's own consent screen and nothing else is required.

Can open-banking.io read my Raiffeisenbank Sinzing transactions?

No. Data is decrypted only on your device with a key we never hold. Our servers store just your public key.

Up to 180 days per PSD2 rules, after which you re-approve on Raiffeisenbank Sinzing's login to keep syncing.

Get started at open-banking.io.