Raiffeisenbank Singoldtal API Access & Open Banking

Reading your Raiffeisenbank Singoldtal account data used to mean bank-specific certificates, eIDAS paperwork and a compliance project. open-banking.io removes all of that: it is a zero-knowledge, certificate-free bridge to Raiffeisenbank Singoldtal (BIC GENODEF1HUA) covering both business and personal accounts, with PSD2 consent valid for up to 180 days before you re-approve.

Everything is encrypted on your own device. When you set your passphrase, the keys are generated locally and only you ever hold the private one, so open-banking.io stores nothing more than your public key and can never read your Raiffeisenbank Singoldtal balances or transactions.

How to connect Raiffeisenbank Singoldtal

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase; your keys are created on your device.
  2. In the dashboard, pick Raiffeisenbank Singoldtal and choose the account type (business or personal).
  3. You are redirected to Raiffeisenbank Singoldtal's own secure login and consent screen, where you approve access directly with the bank.
  4. Your approved accounts sync back into your dashboard, ready to view.

Because you approve on Raiffeisenbank Singoldtal's own PSD2 consent page, your banking credentials are never seen by open-banking.io.

Access your data

After a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key and your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command. An API key on its own returns only ciphertext; without your private key the data stays unreadable, which is what makes the service truly zero-knowledge.

All of this is included for around EUR 3/month, with no per-bank certificate costs.

FAQ

Do I need an eIDAS certificate for Raiffeisenbank Singoldtal?

No. open-banking.io is certificate-free — you connect through the dashboard and approve on the bank's own consent screen.

Can open-banking.io see my Raiffeisenbank Singoldtal transactions?

No. Data is decrypted locally with a key only you hold; the servers store just your public key.

How long does access last?

Raiffeisenbank Singoldtal consent lasts up to 180 days, after which you simply re-approve from the dashboard.

Start at open-banking.io.