Raiffeisenbank Schrobenhausener Land Open Banking API

Pulling account and transaction data from Raiffeisenbank Schrobenhausener Land eG (BIC GENODEF1WFN) usually means wrestling with PSD2 certificates and per-bank paperwork. open-banking.io removes all of that. It is a certificate-free EU/UK service covering 2,600+ banks, where every byte of your Raiffeisenbank Schrobenhausener Land data is decrypted locally with a key that never leaves your device. The servers only ever hold your public key, so no one — not even open-banking.io — can read what syncs through it.

The Langenmosen-based cooperative supports both business and personal accounts, and consent stays valid for up to 180 days before you re-approve.

How to connect Raiffeisenbank Schrobenhausener Land

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your key pair is generated right there on your own device.
  2. In the dashboard, search for Raiffeisenbank Schrobenhausener Land and choose the account type — business or personal.
  3. You are redirected to Raiffeisenbank Schrobenhausener Land's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts and transactions sync straight into your dashboard, ready to view.

That's the whole flow — you authorise directly with the bank, and nothing sensitive passes through a third party in the clear.

Access your data

Want to read the data programmatically? That's an optional step after connecting. On the Developers page, create an API key and export a credentials.json — it bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext, which is exactly what makes the model zero-knowledge. The CLI and SDK read and sync existing connections — they never create them.

All of this runs for around EUR 3/month.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you approve access on Raiffeisenbank Schrobenhausener Land's own consent screen, nothing more.

Can open-banking.io see my transactions?

No. It stores only your public key; your data is decrypted solely on your device with a key you alone hold.

How long does access last?

Up to 180 days per consent, after which you simply re-approve at the bank.

Start at https://open-banking.io.