Raiffeisenbank Südstormarn Mölln API & Open Banking Access

Pulling your Raiffeisenbank Südstormarn Mölln account and transaction data into your own tools shouldn't mean juggling eIDAS certificates or bank-specific sandboxes. open-banking.io gives this Schleswig-Holstein cooperative bank (BIC GENODEF1GRS) a single, PSD2-compliant access path that works for both business and personal accounts, with consent lasting up to 180 days before you renew it.

The difference is where your data is decrypted. open-banking.io is zero-knowledge and certificate-free: encryption keys are generated on your own device, and the service only ever holds your public key. Everything you read back is unlocked locally.

How to connect Raiffeisenbank Südstormarn Mölln

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your private key is created right there on your device.
  2. In the dashboard, search for Raiffeisenbank Südstormarn Mölln and choose the account type you need (business or personal).
  3. You're redirected to Raiffeisenbank Südstormarn Mölln's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Once approved, your accounts sync straight into your dashboard — no manual export required.

Because approval always takes place on the bank's own portal, your credentials are never seen by open-banking.io.

Access your data

Reading the data programmatically is an optional developer step you take after the connection exists. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there you can use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Every request authenticates with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone returns only ciphertext — without your private key, nobody (open-banking.io included) can read it. The CLI and SDK only read and sync connections you've already approved; there's no connect command.

All of this runs for roughly EUR 3/month.

Does open-banking.io ever see my Raiffeisenbank Südstormarn Mölln data?

No. The platform is zero-knowledge and stores only your public key. Decryption happens on your device with a key only you hold.

Which account types are supported?

Both business and personal Raiffeisenbank Südstormarn Mölln accounts (BIC GENODEF1GRS) can be connected.

How long does access last before I re-authorize?

A single PSD2 consent stays valid for up to 180 days, after which you re-approve on the bank's login screen.

Ready to start? Visit open-banking.io.