Raiffeisenbank Südhardt Open Banking & API Access

Reaching your Raiffeisenbank Südhardt account data no longer means wrestling with PSD2 certificates or bank-specific paperwork. open-banking.io gives you a single, private doorway to your Raiffeisenbank Südhardt balances and transactions — whether you hold a business or personal account — and keeps the decryption key on your own device, so nobody but you can read what comes back.

Raiffeisenbank Südhardt (BIC GENODE61DUR) is one of 2,600+ EU and UK institutions reachable through the service. Consent to share your data lasts up to 180 days before you renew it, matching the bank's own PSD2 window, and covers both business and personal account types.

How to connect Raiffeisenbank Südhardt

Connecting happens entirely in the open-banking.io dashboard — there is no code, endpoint, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your device, never on a server.
  2. In the dashboard, pick Raiffeisenbank Südhardt from the bank list and choose your account type (business or personal).
  3. You are redirected to Raiffeisenbank Südhardt's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync straight back into your dashboard, ready to view.

That's the whole flow. Because open-banking.io is certificate-free, you skip the eIDAS/QWAC hurdles that normally gate account access.

Access your data

Once the connection is live, developers can optionally read it programmatically. Open the Developers page, create an API key, and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests carry the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext, since open-banking.io servers hold nothing but your public key.

The CLI and SDK read and sync existing connections only — they never connect a bank; that always happens in the dashboard.

All of this runs for roughly EUR 3/month.

FAQ

Do I need an eIDAS certificate for Raiffeisenbank Südhardt?

No. open-banking.io is certificate-free. You authorise access directly on Raiffeisenbank Südhardt's consent screen.

Can open-banking.io see my Raiffeisenbank Südhardt transactions?

No. The design is zero-knowledge — data is decrypted on your device with a key only you hold. Servers store only your public key.

Up to 180 days, after which you re-approve access on the bank's login screen.

Start at https://open-banking.io.