Raiffeisenbank Regenstauf API Access & Open Banking

Reading your Raiffeisenbank Regenstauf account data no longer means wrestling with bank PSD2 portals, eIDAS certificates, or sandbox onboarding. open-banking.io gives you one consistent, encrypted view of your Raiffeisenbank Regenstauf accounts (BIC GENODEF1REF) — covering both business and personal account types — with a consent window of up to 180 days before you need to reauthorise.

The service is zero-knowledge and certificate-free: your data is decrypted locally on your own device with a key only you hold. open-banking.io's servers never see readable balances or transactions — they store only your public key and encrypted ciphertext.

How to connect Raiffeisenbank Regenstauf

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your encryption keys are generated right there on your device.
  2. In the dashboard, pick Raiffeisenbank Regenstauf from the list of 2,600+ supported banks and choose the account type (business or personal).
  3. You're redirected to Raiffeisenbank Regenstauf's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent, valid up to 180 days).
  4. Your approved accounts sync back into your dashboard, ready to view.

That's the whole flow — you authorise on the bank's side, and nothing about your credentials passes through a third-party integration.

Access your data

Want to pull the data programmatically? That's an optional step after connecting. Open the Developers page, create an API key, and export a credentials.json — this bundles your API key and your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API directly.

Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key, nobody (including open-banking.io) can read it.

All of this runs for around EUR 3/month.

Does open-banking.io store my Raiffeisenbank Regenstauf login?

No. You authenticate on Raiffeisenbank Regenstauf's own consent screen. open-banking.io holds only your public key and encrypted data.

Can I access both business and personal accounts?

Yes. Raiffeisenbank Regenstauf supports both account types, and you choose which to connect when adding the bank.

How often do I need to reconnect?

PSD2 consent for Raiffeisenbank Regenstauf lasts up to 180 days, after which you reauthorise from the dashboard.

Start at open-banking.io.