Raiffeisenbank Pfaffenwinkel Open Banking & API Access

Pulling your account and transaction data out of Raiffeisenbank Pfaffenwinkel eG (BIC GENODEF1PEI) usually means wrestling with certificates and PSD2 paperwork. open-banking.io removes that friction: it links your Peiting-based cooperative accounts through a regulated open-banking channel and keeps every byte encrypted with a key that never leaves your device. Whether you run a company or manage personal finances, both business and personal accounts are supported, with consent lasting up to 180 days before a quick renewal.

How to connect Raiffeisenbank Pfaffenwinkel

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and create your workspace.
  2. Set an encryption passphrase. Your cryptographic keys are generated locally on your own device, so only you can later decrypt your data.
  3. In the dashboard, pick Raiffeisenbank Pfaffenwinkel and choose the account type — business or personal.
  4. You are redirected to Raiffeisenbank Pfaffenwinkel's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent).
  5. Your accounts flow back into the dashboard and begin syncing automatically.

That's it — no developer redirect, no manual certificate upload, nothing to configure at the bank.

Access your data

Once the connection is live, developers can optionally read the data programmatically. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you have already approved; they never establish a new one.

Privacy and pricing

open-banking.io is zero-knowledge and certificate-free. Its servers hold only your public key, so they can never read or decrypt your Raiffeisenbank Pfaffenwinkel data — an API key alone returns ciphertext until your private key unlocks it locally. All of this runs for around EUR 3 per month.

Does open-banking.io store my banking password?

No. You authenticate on Raiffeisenbank Pfaffenwinkel's own login page, and the bank handles your credentials — open-banking.io never sees them.

Can I access Raiffeisenbank Pfaffenwinkel data with code?

Yes, after connecting. Export credentials.json and use the CLI, an SDK, or the REST API with the X-Api-Key header; responses decrypt locally.

How long does access last?

Consent for Raiffeisenbank Pfaffenwinkel runs up to 180 days, after which you re-approve on the bank's consent screen.

Start at open-banking.io.