Raiffeisenbank Pfaffenhausen Open Banking & API Access

Reaching your Raiffeisenbank Pfaffenhausen account data no longer means wrestling with bank IT departments or PSD2 certificates. open-banking.io gives you a single, private doorway to your Raiffeisenbank Pfaffenhausen balances and transactions — covering both business and personal accounts — across one of 2,600+ supported EU and UK institutions. Everything is encrypted so that only you hold the key: the service is zero-knowledge and certificate-free, and it keeps its price refreshingly plain at roughly EUR 3/month.

Raiffeisenbank Pfaffenhausen is identified by BIC GENODEF1PFA, and consent you grant lasts up to 180 days before a quick renewal is needed.

How to connect Raiffeisenbank Pfaffenhausen

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated locally on your own device, so no one else — including open-banking.io — can read your data.
  2. In the dashboard, pick Raiffeisenbank Pfaffenhausen and choose the account type you want to link (business or personal).
  3. You're redirected to Raiffeisenbank Pfaffenhausen's own secure login and consent screen, where you approve access directly with the bank (standard PSD2 consent).
  4. Your accounts then sync into your dashboard, ready to view.

That's the whole flow — you authorise on the bank's side, and the data lands encrypted in your account.

Access your data

Developers can optionally read the same connection programmatically after it's live. On the Developers page, create an API key and export a credentials.json — this bundles your API key together with your private decryption key. From there, use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key alone only ever returns ciphertext; without your private key, there is nothing readable to see. Note the CLI and SDK only read or sync connections you've already made in the dashboard — there is no connect command.

FAQ

Do I need a PSD2 certificate to use Raiffeisenbank Pfaffenhausen?

No. open-banking.io is certificate-free. You approve access on Raiffeisenbank Pfaffenhausen's own consent screen and never handle certificates yourself.

Can open-banking.io read my Raiffeisenbank Pfaffenhausen data?

No. The service is zero-knowledge and stores only your public key. Your data is decrypted locally with a private key that never leaves your device.

Raiffeisenbank Pfaffenhausen consent stays valid for up to 180 days, after which you simply re-approve to keep syncing.

Ready to start? Visit open-banking.io.