Raiffeisenbank Oberpfalz Süd API Access & Open Banking

Reaching account and transaction data from Raiffeisenbank Oberpfalz Süd (BIC GENODEF1DST) does not require you to build a PSD2 integration, buy an eIDAS certificate, or run your own consent infrastructure. open-banking.io sits between you and the bank as a zero-knowledge layer: it handles the regulated connection, while the keys that decrypt your data are generated on your device and never leave it. That means you can pull balances and transactions for both business and personal accounts without ever handing readable data to a third party.

How to connect Raiffeisenbank Oberpfalz Süd

Connecting happens entirely inside the open-banking.io dashboard — there is no API call, code, or key involved in this step.

  1. Sign up for an open-banking.io account.
  2. Set your encryption passphrase. Your key pair is created locally, so only you can later decrypt what syncs in.
  3. In the dashboard, pick Raiffeisenbank Oberpfalz Süd and choose your account type (business or personal).
  4. You are redirected to Raiffeisenbank Oberpfalz Süd's own secure login, where you approve access on the bank's PSD2 consent screen.
  5. Your accounts sync back into the dashboard. Consent lasts up to 180 days, after which you simply re-approve.

Access your data

Reading the data programmatically is an optional step you take after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. An API key on its own only ever returns ciphertext — without your private key, no one, including open-banking.io's servers, can read it.

The service is certificate-free and costs around EUR 3/month, since open-banking.io holds only your public key and never the means to decrypt your accounts.

Do I need an eIDAS certificate for Raiffeisenbank Oberpfalz Süd?

No. open-banking.io is the licensed party; you connect through the dashboard and approve access on the bank's screen.

Can open-banking.io read my Raiffeisenbank Oberpfalz Süd transactions?

No. The design is zero-knowledge — data is decrypted only on your device with a key that never leaves it.

Does the CLI connect my bank?

No. The CLI and SDK only read or sync connections you already established in the dashboard; there is no connect command.

Start at open-banking.io.