Raiffeisenbank Oberpfalz NordWest API & Open Banking

Want your Raiffeisenbank Oberpfalz NordWest account and transaction data in one place — for a spreadsheet, a bookkeeping tool, or your own scripts? open-banking.io links to Raiffeisenbank Oberpfalz NordWest (BIC GENODEF1KEM) under PSD2 and streams your data into a dashboard where it is decrypted locally with a key only you hold. Both business and personal accounts are supported, and a single consent stays valid for up to 180 days before you renew it.

Unlike traditional aggregation, open-banking.io is zero-knowledge and certificate-free: there are no eIDAS certificates to buy and no servers that can read your statements. The platform stores only your public key, so every figure is unreadable to anyone but you.

How to connect Raiffeisenbank Oberpfalz NordWest

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code, or key involved in this step:

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated on your own device.
  2. In the dashboard, pick Raiffeisenbank Oberpfalz NordWest and choose the account type — business or personal.
  3. You are redirected to Raiffeisenbank Oberpfalz NordWest's own secure login to approve access (the standard PSD2 consent screen).
  4. Once you approve, your accounts sync back into your dashboard, ready to view or export.

That is the whole flow: you authorise on the bank's side, and the data flows to a place only your key can unlock.

Access your data

Developers can optionally read the same data programmatically after connecting. On the Developers page, create an API key and export a credentials.json — this bundles the API key together with your private decryption key. Then use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The API key alone only ever returns ciphertext — without your private key there is nothing readable to steal.

At around EUR 3/month, it is a low-cost way to own your Raiffeisenbank Oberpfalz NordWest data end to end.

Do I need an eIDAS certificate?

No. open-banking.io is certificate-free — you connect through the dashboard and approve on the bank's consent screen, nothing more.

Can open-banking.io read my transactions?

No. It is zero-knowledge and holds only your public key. Data is decrypted locally on your device with a key only you control.

Does the CLI connect my bank?

No. The CLI, SDK, and API only read and sync connections you have already approved in the dashboard — there is no connect command.

Ready to start? Visit open-banking.io.