Raiffeisenbank Oberland Open Banking & API Access

Reaching your Raiffeisenbank Oberland accounts programmatically usually means wrestling with eIDAS certificates, sandbox registrations and per-bank PSD2 portals. open-banking.io removes all of that. It gives you one place to link Raiffeisenbank Oberland (BIC GENODEF1MGA) and read balances and transactions from your business and personal accounts — without ever handing your banking data to a third party in readable form. Everything is decrypted locally with a key only you hold.

Raiffeisenbank Oberland is a Bavarian cooperative bank, and its accounts are supported for consents lasting up to 180 days before you need to re-approve — the maximum PSD2 allows.

How to connect Raiffeisenbank Oberland

Connecting happens entirely in the open-banking.io dashboard — there is no API call, code snippet or key involved in this step.

  1. Sign up for open-banking.io and set your encryption passphrase. Your keys are generated on your own device, so no one else — not even open-banking.io — can read what comes back.
  2. In the dashboard, pick Raiffeisenbank Oberland and choose the account type you want to link (business or personal).
  3. You are redirected to Raiffeisenbank Oberland's own secure login, where you approve access on the bank's PSD2 consent screen.
  4. Your accounts sync into the dashboard, ready to view.

Access your data

Once a connection exists, developers can optionally read it programmatically. On the Developers page, create an API key and export a credentials.json — this bundles your API key and your private decryption key. From there use the CLI (openbanking accounts, openbanking transactions, openbanking sync), an SDK, or the REST API. Requests authenticate with the X-Api-Key header, and every response is decrypted locally with your own key. The CLI and SDK only read and sync connections you already made in the dashboard — there is no connect command.

Because the platform is zero-knowledge, its servers hold only your public key. An API key alone returns ciphertext; without your private key the data stays unreadable. It's certificate-free, covers 2,600+ EU/UK banks, and costs around EUR 3/month.

Do I need an eIDAS certificate for Raiffeisenbank Oberland?

No. open-banking.io is certificate-free — you approve access directly on the bank's consent screen.

Can open-banking.io see my Raiffeisenbank Oberland transactions?

No. Data is decrypted on your device with a key only you hold; the servers store only your public key.

How long does a connection last?

Raiffeisenbank Oberland consents last up to 180 days, after which you re-approve access.

Start at open-banking.io.